HIDDEN HAZARDS OF OWNERSHIP COVERED BY TITLE INSURANCE

♦  Forged deeds, mortgages and releases, and other documents.

♦  Documents signed pursuant to an expired or fabricated power of attorney.

♦  Inadequate legal descriptions.

♦  Documents affecting title that were signed under duress.

♦  Undisclosed heirs with an interest in the property.

♦  Recording errors.

♦  "Gap" liens.

♦  Federal or state inheritance, estate or gift tax liens.

The list above is intended to highlight significant risks covered by title insurance policies. It is not a comprehensive list. In addition, coverage under a particular policy may be expanded by endorsement (or limited by exceptions or exclusions). For more information about policy coverage, please contact one of our offices.